HOUSING PROGRAMS

 

Assisted living provides rooms or apartments, meals, 24-hour staffing, assistance with personal care and dispensing medication, housekeeping, laundry, activities, and other services that allow adults to stay in the community. The cost varies considerably. There are more than 60 licensed assisted living facilities in the state. To get a copy of the assisted living sites in Rhode Island, call THE POINT.
462-4444...............................................................................462-4445 (TTY)

The Rhode Island Coalition for the Homeless,  1070 Main Street, Pawtucket, RI 02860, publishes the “Street Sheet,” a listing of emergency shelters, food pantries, and other helpful resources.
721-5685........................................................................www.rihomeless.org

Some Community Action Programs (CAPS) provide housing assistance and may have funding assistance for home repair services. Please refer to the list of Community Action Programs in this publication.

Crossroads Rhode Island, 160 Broad Street, RI 02903, provides information and referral for the homeless and those in transition.
521-2255......................................................................www.crossroadsri.org

Many cities and towns have public housing authorities that provide affordable apartments and Section 8 vouchers. Some cities and towns may also have grants or loans available for home repairs. Contact your local city or town hall.        

Home Equity Conversion Mortgages (HECM), often referred to as Reverse Mortgages, allow seniors to borrow against the equity in their homes. The loan is repaid when the house is sold or when the owner/borrower ceases to live in it. Interest rates and loan limits vary from lending institution to lending institution. Under HECM, borrowers must be 62 or older and meet annual income limits. For more information, contact your local bank, credit union, or other financial institution.

Housing Network of Rhode Island, 44 Nashua Street, Providence, RI 02904, is a state association of non-profit community development corporations. Members of the Housing Network of Rhode Island have developed thousands of affordable housing options in Rhode Island and promote public awareness regarding the state’s housing and economic needs.
1-877-428-8844.......................711 (Relay RI)……...…www.socialserve.com

HomeLocatorRI.net is a free website that lists homes for rent or sale in Rhode Island.
1-877-428-8844..........................................................www.homelocatorri.net

Rhode Island Housing, 44 Washington Street, Providence, RI 02903, oversees the management of 20,000 apartments for low-income seniors, families, and persons with disabilities. Approximately 15,000 of these apartments are Section 8. Under this category, tenants pay 30 percent of their income for rent.  The remaining 5,000 apartments have a variety of subsidies that keep the rents affordable for low-income households. Generally, residents of Section 8 apartments must earn no more than 50 percent of the Housing and Urban Development (HUD) median family income for their community and household size. Applicants can apply for housing in any community in which they would like to live. Most communities have a waiting list for these affordable housing units. 
457-1234 (Voice)...................................................................1-800-427-5560
450-1394 (TTY).................................................................www.rihousing.org

The Rhode Island Housing Help Center, 44 Washington Street, Providence, RI 02903, offers seniors a safe place to receive help with their mortgages, and avoid foreclosure. Seniors who have received a notice of a tax sale for their home may contact the Rhode Island Housing Help Center for information at 457-1130, or the Rhode Island Bar Association at 521-5040 for legal assistance. Seniors can also contact the local tax assessor to inquire about a payment plan, or other arrangements to remove their property from tax sale.
457-1130...........................................................................www.rihousing.org

Operation Stand Down Rhode Island serves homeless and disabled veterans.

1010 Hartford Avenue, Unit #1
Johnston, RI 02919
383-4730

790 Providence Street
West Warwick, RI 02893
320-1022
1-800-861-VETS (8387).........................................................www.osdri.com

The Rhode Island Housing’s Home Improvement & Lead Abatement Programs can assist qualified residents in obtaining low-interest  home repair and improvement loans.  457-1119 (Home Improvement)
450-1360 (Lead Abatement)………………………………www.rihousing.org

The U.S.D.A. Rural Development, 60 Quaker Lane, Suite 44, Warwick, RI 02886, provides grants and loans for home repairs and improvements to qualified homeowners.

826-0842, ext. 1870.....................................................www.rurdev.usda.gov